Personal Loans

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Personal loans are usually available for amounts between £500 and £25,000, over a period ranging from 6 months to 10 years.

For a given lender, the interest rate charged will vary depending on the amount borrowed and the period over which the loan is to be repaid. Generally, the more you borrow, the lower the interest rate offered. (Don't take this as an excuse to borrow more than you need!)

The lender's interest rates can either be fixed or variable, although the majority of personal loans offer a fixed rate. As a general guide, it is advisable to compare the Annual Percentage Rate (APR) of different lenders.

A Personal loan can either be secured or unsecured. Secured personal loans have your property set against them as security for the amount borrowed, meaning that if you fail to repay your loan you may be at risk of losing your property. Secured personal loans usually offer a lower rate of interest compared to unsecured loans.

Some lenders offer flexible loans allowing you the option of over-payments or under-payments. This could be of benefit, depending on your personal circumstances; however, the rates of interest charged on these loans can be uncompetitive.

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Forename*	Surname*
Address	Town/City(UK only)	Postcode
Amount Required?*	Over How Long?*	Purpose of loan?
	Less than 12 months 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 11 years 12 years 13 years 14 years 15 years 16 years 17 years 18 years 19 years 20 years 21 years 22 years 23 years 24 years 25 years More than 25 years	Capital Raising Car Purchase Commercial Use Debt Consolidation Holiday Home Improvements School Fees Other
Are you a Homeowner?	If Yes; Year Purchased	How much will I pay?
Yes No	2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966
Purchase Price?	Amount of Mortgage Outstanding?
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Telephone	Email
Contact Preference*	Best Time to Contact?
Phone Email	Anytime Morning Afternoon Evening
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